Quyết định 59/QĐ-NHNN năm 2022 về mức lãi suất cho vay thực hiện chính sách nhà ở xã hội tại các tổ chức tín dụng do Nhà nước chỉ định do Ngân hàng Nhà nước Việt Nam ban hành

DECISION

LOAN INTEREST RATE FOR IMPLEMENTATION OF POLICIES ON SOCIAL HOUSING AT CREDIT INSTITUTIONS DESIGNATED BY THE STATE

THE GOVERNOR OF THE STATE BANK OF VIETNAM

Pursuant to Law on the State Bank of Vietnam dated June 16, 2010;

Pursuant to the Law on credit institutions of Vietnam dated June 16, 2010;

Pursuant to the Law on amendments to some articles of the Law on credit institutions of Vietnam dated November 20, 2017;

Pursuant to the Government’s Decree No. 16/2017/ND-CP dated February 17, 2017 on functions, tasks, powers and organizational structure of the State Bank of Vietnam;

Pursuant to the Government’s Decree No. 100/2015/ND-CP dated October 20, 2015 on development and management of social houses;

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Pursuant to Circular No. 25/2015/TT-NHNN dated December 9, 2015 of the Governor of the State Bank of Vietnam providing guidance on provision of concessional loans for implementation of social housing policies;

Pursuant to Circular No. 20/2011/TT-NHNN dated November 30, 2011 on amendments to some articles of Circular No. 25/2015/TT-NHNN dated December 9, 2015 of the Governor of the State Bank of Vietnam providing guidance on provision of concessional loans for implementation of social housing policies

At the request of the Director of Department of Monetary Policy of Vietnam;

HEREBY DECIDES:

Article 1. The loan interest rate of credit institutions designated by the State for customers who borrow the capital to build, renovate or repair houses according to the regulations of Clause 5, Article 1 of Circular 20/2021/TT -NHNN dated November 30, 2021 on amendments to some articles of Circular No. 25/2015/TT-NHNN dated December 9, 2015 of the Governor of the State Bank of Vietnam providing guidance on provision of concessional loans for implementation of social housing policies shall be 4.8%/year.

Article 2. This Decision comes into force from the date of signing and supersedes Decision No. 679/QD-NHNN dated April 22, 2021 of the Governor of the State Bank of Vietnam on loan interest rate for social housing at credit institutions designated by the state.

Article 3. Chief of the Office, Director of Department of Monetary Policy, Heads of units under the State Bank and designated credit institutions shall be responsible for the implementation of this Decision./.

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