Decision No. 312/2003/QD-NHNN of April 4, 2003, on the amendment, supplement of item a, point 2 of the Circular No. 03/2003/TT-NHNN dated 24 February, 2003 guiding the lending without assets security in accordance with the Resolution No. 02/2003/NQ-CP dated 17 January, 2003 of the Government