Quyết định 2072/QĐ-TTg năm 2009 về hỗ trợ lãi suất cho các khoản vay trung và dài hạn ngân hàng bằng đồng Việt Nam của tổ chức, cá nhân do Thủ tướng Chính phủ ban hành

DECISION

ON INTEREST SUPPORT FOR MEDIUM-AND LONG-TERM BANK LOANS IN VIETNAM DONG OF ORGANIZATIONS AND INDIVIDUALS

THE PRIME MINISTER

Pursuant to the December 25, 2001 Law on Organization of the Government;Pursuant to December 12, 1997 Law No. 06/ 1997/QH10 on the State Bank of Vietnam, and June 17, 2003 Law No. 10/2003/QHJ1 Amending and Supplementing a Number of Articles of the Law on the State Bank of Vietnam;Pursuant to December 12, 1997 Law No. 07/ 1997/QH10,on Credit Institutions and June 15, 2004 Law No. 20/2004/QH11 Amending and Supplementing a Number of Articles of the Law on Credit Institutions;Pursuant to the Government's Resolution No. 54/NQ-CP of November 11, 2009, on the Government's regular meeting of October 2009;At the proposal of the State Bank Governor, the Minister of Finance and the Minister of Planning and Investment,

DECIDES:

Article 1. In 2010, the State will continue its interest support for medium- and long-term bank loans in Vietnam dong of organizations and individuals operating in a number of industries and economic sectors under mechanisms specified in the Prime Minister's Decision No. 443/QD-TTg of April 4, 2009.

Article 2. Subjects and scope of application

1. Medium- and long-term commercial bank loans in Vietnam dong in the industries and economic sectors of agriculture and forestry; fisheries; processing; scientific and technological activities; and procurement of and trading in agricultural, forest and fishery products and salt are entitled to interest support.

2. Credit institutions providing loans for organizations and individuals include state commercial banks, joint-stock commercial banks, financial companies, joint-venture banks, foreign bank branches operating in Vietnam, wholly foreign-owned banks and the Central People's Credit Fund (below referred to as commercial banks).

Article 3. Interest support level and duration

1. The interest support level is 2%/year for loans arising in 2010.

2. The interest support duration is maximum 24 months counting from the time of disbursement of loans taken in 2010.

Article 3. Organization of implementation

1. This Decision takes effect on January 1, 2010.

2. The State Bank of Vietnam shall assume the prime responsibility for, and coordinate with the Ministry of Finance and localities in, guiding, examining and supervising the implementation of this Decision.

3. Responsibilities of commercial banks and borrowers:

a/ Commercial banks:

- To support interests for borrowers under law and the guidance of the State Bank of Vietnam.

- To guide borrowers in taking loans conveniently, safely and properly.

- To comply with reporting regulations of the Vietnam State Bank Governor.

b/ Borrowers entitled to interest support shall use loans for proper purposes and pay principals and interests under law.

4. The Vietnam State Bank Governor, ministers, heads of ministerial-level agencies, heads of government-attached agencies, chairpersons of provincial-level People's Committees, chairmen of Boards of Directors, directors general and directors of commercial banks, and borrowers shall implement this Decision.-

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